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Palm Beach
reverse mortgages and home loans

From the island to communities across Palm Beach County, homeowners here often have substantial equity — and more options for using it than they may realize.

Palm Beach · Palm Beach County

Kenny Farshchian specializes in reverse mortgages and also helps Palm Beach buyers with conventional, jumbo and second-home financing, always with clear explanations and a single point of contact.

How Kenny helps in Palm Beach

Options for higher-value Palm Beach homes

FHA sets a national maximum on the home value used for a HECM reverse mortgage each year. For higher-value homes, a proprietary (sometimes called jumbo) reverse mortgage may allow access to more of your equity. Kenny will compare both so you can see the trade-offs.

Buying a second home or seasonal residence in Palm Beach County? Conventional and jumbo loans are available for second homes. Keep in mind a reverse mortgage must be on your primary residence.

Why work with Kenny in Palm Beach

  • One loan officer from application to closing
  • Options compared side by side in plain English
  • Proactive updates for you and your agent
  • Licensed in Florida
Questions

Palm Beach mortgage FAQs

Is there a limit on how much I can get with a reverse mortgage?

For an FHA-insured HECM, the amount is based on your age, current interest rates and your home's value up to FHA's annual limit. Proprietary reverse mortgages may offer more for higher-value homes.

Can I get a reverse mortgage on my Florida vacation home?

No — a reverse mortgage must be on your primary residence. Second homes can be financed with conventional or jumbo loans instead.

Also serving nearby

West Palm Beach · Boca Raton · Delray Beach · Jupiter · Palm Beach Gardens

Other areas Kenny serves

*Reverse mortgage borrowers must live in the home as their primary residence, continue to pay property taxes, homeowners insurance and HOA dues, and maintain the home. The loan becomes due when the last borrower no longer lives in the home. These materials are not from, nor approved by, HUD, FHA or any government agency.