Bountiful mortgages,
refinancing and reverse mortgages
Bountiful's established neighborhoods and east-bench views make it one of Davis County's most sought-after places to live — and many homeowners here have been in their homes for years.
Whether you're buying in Bountiful, refinancing a home you love or exploring a reverse mortgage for retirement, Kenny Farshchian will walk you through every option personally.
How Kenny helps in Bountiful
Refinance & cash-out
Lower your payment, shorten your term or tap your equity.
Learn moreReverse mortgages
Kenny's specialty — retirement income from your home equity, no monthly mortgage payment.*
Learn moreBuying a home
Fast pre-approvals and a clear plan from offer to keys.
Learn morePutting your Bountiful home equity to work
Homeowners with significant equity have more choices than they often realize. A cash-out refinance can fund a remodel or consolidate higher-interest debt, while a rate-and-term refinance may lower your payment or shorten your loan.
For homeowners 62 and older, a reverse mortgage can provide retirement income or a growing line of credit with no required monthly mortgage payment — while you continue to own and live in your home. Kenny is happy to include your adult children or financial advisor in the conversation.
Why work with Kenny in Bountiful
- One loan officer from application to closing
- Options compared side by side in plain English
- Proactive updates for you and your agent
- Licensed in Utah with a local Layton office
Bountiful mortgage FAQs
Should I refinance or get a reverse mortgage?
It depends on your age, income, goals and how long you plan to stay. Kenny will compare both side by side — including monthly payments, costs and what it means for your equity — so you can decide.
Can I buy a home in Bountiful with less than 20% down?
Yes. Conventional, FHA and VA programs all allow less than 20% down for qualified buyers.
Also serving nearby
Centerville · Woods Cross · North Salt Lake · West Bountiful · Farmington
Other areas Kenny serves
*Reverse mortgage borrowers must live in the home as their primary residence, continue to pay property taxes, homeowners insurance and HOA dues, and maintain the home. The loan becomes due when the last borrower no longer lives in the home. These materials are not from, nor approved by, HUD, FHA or any government agency.