Home Purchase
Fast pre-approvals and a clear plan from offer to keys, whether it's your first home or your fifth.
- Pre-approval letters your agent can trust
- Side-by-side payment comparisons
- Proactive updates to you and your agent
The right loan
for where you're headed.
Kenny's team offers a wide range of loan programs. Here's an overview — Kenny will help you compare the ones that fit your goals.
First-Time Homebuyers
Low-down-payment programs and down payment assistance that make that first purchase achievable.
- As little as 3% down on qualifying conventional loans
- Down payment assistance options
- Patient, step-by-step guidance
Refinance & Cash-Out
Lower your rate or payment, shorten your term, remove mortgage insurance or tap equity.
- Rate-and-term refinance
- Cash-out refinance
- FHA Streamline and VA IRRRL options
FHA · VA · USDA
Government-backed loans with flexible credit guidelines and low or zero down payment.
- FHA: 3.5% down with flexible credit
- VA: 0% down for eligible veterans and service members
- USDA: 0% down in eligible areas
Conventional, ARM & Jumbo
Fannie Mae and Freddie Mac loans, adjustable-rate options and financing for higher-priced homes.
- Fixed and adjustable-rate options
- Jumbo financing for high-value properties
- Mortgage insurance can be removed as equity grows
Investment & Second Homes
Financing for rental properties, vacation homes and building a real-estate portfolio.
- Second home and vacation property loans
- 1–4 unit investment properties
- Strategy for growing your portfolio
Kenny's specialty
Thinking about a reverse mortgage?
For homeowners 62 and older, a reverse mortgage can turn home equity into retirement income without a monthly mortgage payment. Kenny specializes in walking families through it.