Ogden reverse mortgages
and home loans
From historic homes near 25th Street to newer neighborhoods on the bench, Ogden offers a wide range of homes — and buyers and homeowners with very different goals.
Kenny Farshchian helps first-time buyers get into their first Ogden home and helps longtime homeowners 62 and older explore reverse mortgages, always with clear explanations and no pressure.
How Kenny helps in Ogden
Reverse mortgages
Kenny's specialty — retirement income from your home equity, no monthly mortgage payment.*
Learn moreFirst-time buyers
Low-down-payment loans and down payment assistance options.
Learn moreFHA · VA · USDA
Government-backed loans with flexible guidelines and low down payments.
Learn moreReverse mortgages for Ogden homeowners
Many Ogden homeowners have lived in their homes for decades. A reverse mortgage — most often an FHA-insured Home Equity Conversion Mortgage (HECM) — can turn part of that equity into a lump sum, monthly payments or a line of credit, without a required monthly mortgage payment.* You keep ownership of your home.
Buying your first home in Ogden? FHA loans allow 3.5% down with flexible credit guidelines, and down payment assistance options may help with the rest. Kenny will show you how each option affects your payment and cash to close.
Why work with Kenny in Ogden
- One loan officer from application to closing
- Options compared side by side in plain English
- Proactive updates for you and your agent
- Licensed in Utah with a local Layton office
Ogden mortgage FAQs
How old do I need to be for a reverse mortgage?
For an FHA-insured HECM, at least one borrower must be 62 or older, and the home must be your primary residence.
What credit score do I need to buy my first home in Ogden?
Requirements vary by program. FHA loans are often the most flexible on credit. Kenny can review your situation and tell you which programs fit.
Also serving nearby
North Ogden · South Ogden · Riverdale · Roy · Washington Terrace
Other areas Kenny serves
*Reverse mortgage borrowers must live in the home as their primary residence, continue to pay property taxes, homeowners insurance and HOA dues, and maintain the home. The loan becomes due when the last borrower no longer lives in the home. These materials are not from, nor approved by, HUD, FHA or any government agency.