Salt Lake City
home loans, handled personally
From downtown condos to historic homes in Sugar House and the Avenues, Salt Lake City has a little of everything — and the right loan depends on the home and your plans for it.
Kenny Farshchian helps Salt Lake City buyers and homeowners compare purchase, refinance and reverse mortgage options with clear numbers up front and a single point of contact from application to closing.
How Kenny helps in Salt Lake City
Buying a home
Fast pre-approvals and a clear plan from offer to keys.
Learn moreConventional & jumbo
Financing for higher-priced homes and second homes.
Learn moreRefinance & cash-out
Lower your payment, shorten your term or tap your equity.
Learn moreWhat to know about financing in Salt Lake City
Condos and townhomes are common in the city, and not every loan program works with every condo project. FHA and VA loans, for example, generally require the project to be approved. Kenny checks the property's eligibility early so there are no surprises after you're under contract.
If you're buying a higher-priced home, a conventional or jumbo loan may be the better fit. And if you already own in Salt Lake City, a refinance or cash-out refinance can help you lower your payment or fund the next project.
Why work with Kenny in Salt Lake City
- One loan officer from application to closing
- Options compared side by side in plain English
- Proactive updates for you and your agent
- Licensed in Utah with a local Layton office
Salt Lake City mortgage FAQs
Can I use an FHA or VA loan on a Salt Lake City condo?
Often, yes — as long as the condo project meets the program's approval requirements. Kenny will check the specific building before you write an offer.
Do I need 20% down to buy in Salt Lake City?
No. Many buyers put down far less — as little as 3% on some conventional loans, 3.5% with FHA and 0% with VA for eligible borrowers.
Also serving nearby
South Salt Lake · Millcreek · Holladay · North Salt Lake · West Valley City