West Valley City
mortgages made simple
As one of Utah's largest cities, West Valley City is home to first-time buyers, growing families and longtime homeowners alike.
Kenny Farshchian helps West Valley City residents buy, refinance and plan for retirement — with every option explained in plain English and a team that keeps you updated at every step.
How Kenny helps in West Valley City
First-time buyers
Low-down-payment loans and down payment assistance options.
Learn moreFHA · VA · USDA
Government-backed loans with flexible guidelines and low down payments.
Learn moreReverse mortgages
Kenny's specialty — retirement income from your home equity, no monthly mortgage payment.*
Learn moreGetting into your first West Valley City home
If you're renting now and wondering whether you can buy, the answer may be closer than you think. FHA loans allow 3.5% down, conventional loans can go as low as 3% for qualified buyers, and down payment assistance options can help cover the rest. Kenny will run the numbers and give you a clear target.
Already own in West Valley City? A refinance may lower your payment or remove mortgage insurance, and homeowners 62 and older can explore whether a reverse mortgage fits their retirement plans.
Why work with Kenny in West Valley City
- One loan officer from application to closing
- Options compared side by side in plain English
- Proactive updates for you and your agent
- Licensed in Utah with a local Layton office
West Valley City mortgage FAQs
Is down payment assistance available in West Valley City?
Down payment assistance options may be available depending on your income, the home and the program. Kenny will review what you qualify for.
Can I remove mortgage insurance from my loan?
On many conventional loans, mortgage insurance can be removed once you reach enough equity. FHA rules differ — sometimes a refinance is the way to remove it. Kenny can review your loan.
Also serving nearby
Taylorsville · West Jordan · Kearns · Magna · Salt Lake City
Other areas Kenny serves
*Reverse mortgage borrowers must live in the home as their primary residence, continue to pay property taxes, homeowners insurance and HOA dues, and maintain the home. The loan becomes due when the last borrower no longer lives in the home. These materials are not from, nor approved by, HUD, FHA or any government agency.